Cash flow management is an important requirement for any successful commercial business. Large lump sum insurance bills can disrupt annual cash flows.

Premium Funding is a short-term loan that allows you to pay your insurance premiums and any associated charges by monthly instalments over an agreed period (generally 6-12 months).

By contributing to smaller monthly payments and avoiding this initial outlay, you can invest your working capital into other income-generating opportunities.

Free up your liquidity

Funding is a flexible, simple way to pay with long-term benefits including the ability to better manage your day-to-day financing requirements. Our premium funding options allow you to pay your annual insurance premium in instalments so you can free up your liquidity.

This funding option can be extended to most types of commercial insurance including Business Packages, Professional Indemnity, Public and Products Liability, Workers’ Compensation and more.  Is your Annual Insurance Premium due?

Benefits can include

• Control over capital to grow your business
• Smooth cash flow – spreading the cost over the insurance period
• Fixed interest rates (no surprises)
• Automatic payments debited from nominated bank account – leaving you time to concentrate on your business
• All your insurances can be bundled into one payment plan.
• Interest charges on premium funding may be tax deductible
• Flexible payment terms with loan structure – giving more control to you.